Mizoram Universal Healthcare Scheme has crossed a major milestone, with more than 3.2 lakh beneficiary families enrolled under its second phase, highlighting the Mizoram government’s expanding effort to provide wider access to cashless healthcare. Officials said the state has also disbursed more than Rs 271 crore towards treatment bills under the scheme’s first two phases since 2025.
The latest figures show growing participation in the healthcare programme, which was introduced to reduce the financial burden of medical treatment and move Mizoram closer to universal health coverage.
MUHCS 2.0 enrolment crosses 3.2 lakh families
According to officials, a total of 3,22,243 families have been enrolled under MUHCS 2.0. The enrolment includes different categories of beneficiaries.
Of the total, 48,091 families are general beneficiaries, while 35,325 cover government employees. Another 11,928 families comprise pensioners, and 2,26,899 families are beneficiaries of Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which has been converged with the state healthcare scheme.
The large number of AB-PMJAY beneficiaries reflects the state government’s approach of bringing existing central and state healthcare coverage under a broader framework.
The official scheme framework says the programme is designed to cover the entire population of Mizoram by converging existing health programmes and expanding coverage to groups that were previously outside the state healthcare system.
Mizoram Universal Healthcare Scheme delivers treatment support
The first phase, MUHCS 1.0, was launched in March 2025. During the 2025-26 period, more than one lakh patients received treatment, with the state government releasing Rs 171.57 crore towards treatment expenses. Around 4,772 patients were referred outside Mizoram for treatment during the same period.
MUHCS 2.0 was launched in March 2026. As of August 24, at least 31,832 patients had received treatment under the second phase. The government had disbursed Rs 99.60 crore towards treatment bills by that date. Together, payments under the first two phases have crossed Rs 271 crore.
The programme provides cashless treatment through government facilities as well as empanelled private and church-run hospitals within and outside Mizoram. The official scheme platform describes cashless treatment, inclusive coverage and support for services ranging from outpatient consultations to complex surgeries as key features.
Coverage and contribution structure
For general beneficiaries, the scheme provides health cover of up to Rs 5 lakh. Beneficiaries can select a ward category and pay an annual contribution of Rs 2,500 for a general ward, Rs 5,000 for a semi-private cabin or Rs 10,000 for a private cabin.
Government employees, including contractual and muster-roll staff, contribute between Rs 200 and Rs 1,500 per month, depending on their pay scale, in return for unlimited coverage under the applicable provisions.
Pensioners and their spouses can receive coverage of up to Rs 2 lakh per financial year by surrendering their fixed medical allowance of Rs 1,000 per month as their subscription.
Hospitals remain key to wider access
The expansion of the Mizoram Universal Healthcare Scheme has also increased the importance of an extensive hospital network. At present, 20 private hospitals and five day-care centres in Mizoram, along with 53 private hospitals outside the state, are empanelled under the scheme. Another 11 hospitals outside Mizoram are deemed empanelled.
However, some leading private hospitals in Aizawl have yet to join the programme because the government and hospitals have not reached an agreement over package rates.
Officials said there are no outstanding dues to empanelled hospitals, although several claims are being processed. These include bills from state-run hospitals and private facilities, while 1,757 individual reimbursement claims worth Rs 18.95 crore are also under process. The government said MUHCS bills are being settled in phases and efforts are being made to release payments at the earliest.
The growing enrolment and continued treatment payments indicate that Mizoram is expanding its healthcare safety net. With more families brought into the system and coverage linked with AB-PMJAY, the programme is expected to remain a central part of the state’s effort to reduce medical expenses and improve access to healthcare.